How does Axis Bank RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at Axis Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your AXIS RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at Axis Bank?

The minimum RTGS transfer amount at Axis Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the Axis Bank RTGS form?

To fill the Axis Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Axis Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a Axis Bank RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by Axis Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are Axis Bank RTGS charges at the branch?

Axis Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹20 + GST. For above ₹5 lakh — ₹45 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via Axis Bank Internet Banking and Axis Mobile app Charges are subject to change; verify the latest schedule at your AXIS branch.

Axis Bank RTGS Form Online – Fill & Download PDF

Axis Bank is India's third-largest private sector bank by assets, headquartered in Mumbai. Founded in 1993 as UTI Bank, Axis Bank operates over 5,000+ branches and 16,000+ ATMs across India. Axis Bank handles millions of RTGS, NEFT, and IMPS transactions monthly and offers a broad range of corporate and retail banking services. Its fund transfer form, used at branches, follows RBI-mandated formats for all electronic payment types.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

The fund transfer will be governed by the Terms and Conditions given on our website www.axisbank.com.
Due care is taken while filling up the beneficiary account number and IFSC code.
Transfer of an amount up to ₹49,999 in cash is permissible using NEFT.
Photo ID proof must be provided by non-customers for cash payments above the limit against NEFT.
In case the IMPS transaction goes into a pending state, funds may get transferred or reverted back within T+2 days.
Transfer of an amount up to ₹200,000 is permissible per IMPS transaction, subject to the per-day transfer limit as per the scheme code.
I/We authorize Axis Bank to recover charges as may be applicable by debiting my account as mentioned above.
I/We understand that as per the RBI Circular dated October 14, 2010, transfer of funds through electronic mode will be executed only on the basis of the account number of the beneficiary provided while initiating the transaction. The name will NOT be considered as a criterion for providing credit.
I understand that this facility is available only in select locations and banks covered under the Electronic Funds Transfer facility offered by RBI.

Disclaimer : AutoAOF is not official website of Axis Bank. It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://www.axisbank.com/. All logos, forms, and trademarks are property of Axis Bank.

Related Forms : Also explore our Axis Bank Cash Deposit Slip, Axis Bank NEFT Form, and Axis Bank Nomination Form.

Axis Bank RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹20 + GST
Above ₹5 Lakh	₹45 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & Axis Mobile)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via Axis Bank Internet Banking and Axis Mobile app

ⓘ All charges + 18% GST. Verify latest rates at axisbank.com.

How to Fill Axis Bank RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose Axis Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Axis Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does Axis Bank RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at Axis Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your AXIS RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Axis Bank?: The minimum RTGS transfer amount at Axis Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Axis Bank RTGS form?: To fill the Axis Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Axis Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Axis Bank RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by Axis Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Axis Bank RTGS charges at the branch?: Axis Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹20 + GST. For above ₹5 lakh — ₹45 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via Axis Bank Internet Banking and Axis Mobile app Charges are subject to change; verify the latest schedule at your AXIS branch.