How does ICICI Bank RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at ICICI Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your ICICI RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at ICICI Bank?

The minimum RTGS transfer amount at ICICI Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the ICICI Bank RTGS form?

To fill the ICICI Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at ICICI Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a ICICI Bank RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by ICICI Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are ICICI Bank RTGS charges at the branch?

ICICI Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹20 + GST. For above ₹5 lakh — ₹45 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via ICICI Internet Banking and iMobile Pay app Charges are subject to change; verify the latest schedule at your ICICI branch.

ICICI Bank RTGS Form Online – Fill & Download PDF

ICICI Bank is India's largest private sector bank by total assets, headquartered in Mumbai with a presence in 17 countries. Founded in 1994, ICICI Bank operates 6,000+ branches and 17,000+ ATMs across India. Known for pioneering digital banking in India, ICICI Bank processes a significant portion of India's RTGS and NEFT volumes daily and is a market leader in both retail and corporate fund transfer services.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

The fund transfer will be governed by the terms and conditions given on our website www.icicibank.com.
I / We authorize ICICI Bank to recover charges as may be applicable by debiting my account as mentioned above.
I / We understand that as per the RBI circular dated October 14, 2010, transfer of funds through electronic mode will be executed only on the basis of the account number of the beneficiary provided while initiating the transaction; name will not be considered as a criterion for providing credit.
I understand that this facility is available only at select locations and banks covered under the Electronic Funds Transfer facility offered by RBI.
By signing this RTGS Payment Instruction, the Customer agrees and acknowledges that this RTGS Payment Instruction and the ICICI Bank RTGS Facility is subject to the Terms and Conditions, the Notice, and these terms, and requests the execution of these instructions accordingly.
Terms used but not defined herein shall have the meaning ascribed to them in the Terms and Conditions.
The Customer understands that the terms enumerated in this RTGS Payment Instruction are in addition to and not in derogation of the Terms and Conditions.
Subject to ICICI Bank's right, at its sole discretion, to accept or reject the RTGS Payment Instructions, ICICI Bank shall endeavor to duly execute these instructions, except when this RTGS Payment Instruction is incomplete, filled in wrongly, or cannot be executed under RTGS.
An acknowledgment of receipt of this RTGS Payment Instruction shall not be construed as binding ICICI Bank to execute the same, other than in terms of the Terms and Conditions.
ICICI Bank has not made any warranty and makes no representation about the quality, nature, or availability of the ICICI Bank RTGS service.
ICICI Bank shall have no obligations to any person, including any beneficiary (or any person claiming under or through such beneficiary), other than the Customer, for the execution of this RTGS Payment.
The Customer is hereby notified that there is a risk of non-payment to the beneficiary on the day of the transaction. This may be due to any reason, including a holiday at the beneficiary's branch.
ICICI Bank, RBI, or any other participant in NEFT / RTGS shall not be liable in any manner to the Customer for any such delay.
For NEFT: Transfer of an amount up to ₹49,999/- in cash is permissible using this facility. KYC must be provided by non-customers.
For remittance above ₹100,000/-, a cheque is mandatory.

Disclaimer : AutoAOF is not official website of ICICI Bank. It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://www.icicibank.com/. All logos, forms, and trademarks are property of ICICI Bank.

Related Forms : Also explore our ICICI Bank Cash Deposit Slip, ICICI Bank NEFT Form, and ICICI Bank Nomination Form.

ICICI Bank RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹20 + GST
Above ₹5 Lakh	₹45 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & iMobile)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via ICICI Internet Banking and iMobile Pay app

ⓘ All charges + 18% GST. Verify latest schedule at icicibank.com.

How to Fill ICICI Bank RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose ICICI Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest ICICI Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does ICICI Bank RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at ICICI Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your ICICI RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at ICICI Bank?: The minimum RTGS transfer amount at ICICI Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the ICICI Bank RTGS form?: To fill the ICICI Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at ICICI Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a ICICI Bank RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by ICICI Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are ICICI Bank RTGS charges at the branch?: ICICI Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹20 + GST. For above ₹5 lakh — ₹45 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via ICICI Internet Banking and iMobile Pay app Charges are subject to change; verify the latest schedule at your ICICI branch.