How does Bandhan Bank RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at Bandhan Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your BANDHAN RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at Bandhan Bank?

The minimum RTGS transfer amount at Bandhan Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the Bandhan Bank RTGS form?

To fill the Bandhan Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Bandhan Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a Bandhan Bank RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by Bandhan Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are Bandhan Bank RTGS charges at the branch?

Bandhan Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your BANDHAN branch.

Bandhan Bank RTGS Form Online – Fill & Download PDF

Bandhan Bank is a private sector bank headquartered in Kolkata, West Bengal, that began operations as a bank in 2015 after converting from a leading microfinance institution. It operates over 1,700 branches across India, with a strong presence in Eastern India and rural areas. Bandhan Bank is known for its microfinance and rural lending focus, and offers RTGS, NEFT, and IMPS fund transfer services at all its full-service banking branches.

Use Saved Accounts Pro Feature

Select your saved accounts and auto-fill the form in one click

Saved Remitter Account

Saved Beneficiary Account

New here? Login or create an account to save your accounts and save time.

Work 10x Faster with Pro

Save unlimited remitter accounts
Save unlimited beneficiary accounts
One-click form filling
Generate in under 10 seconds

Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

IFSC found!Save this beneficiary to your free Address Book — skip this lookup forever.

Save account

Form downloaded! ✓

Next time, fill this in 5 seconds — save your remitter & beneficiary accounts once, reuse them forever. Free to start.

Get started — free

Disclaimer : AutoAOF is not official website of Bandhan Bank. It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://bandhanbank.com/. All logos, forms, and trademarks are property of Bandhan Bank.

Related Forms : Also explore our Bandhan Bank Cash Deposit Slip, Bandhan Bank NEFT Form, and Bandhan Bank Nomination Form.

Bandhan Bank RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill Bandhan Bank RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose Bandhan Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Bandhan Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does Bandhan Bank RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at Bandhan Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your BANDHAN RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Bandhan Bank?: The minimum RTGS transfer amount at Bandhan Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Bandhan Bank RTGS form?: To fill the Bandhan Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Bandhan Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Bandhan Bank RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by Bandhan Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Bandhan Bank RTGS charges at the branch?: Bandhan Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your BANDHAN branch.