How does Canara Bank RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at Canara Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your Canara RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at Canara Bank?

The minimum RTGS transfer amount at Canara Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the Canara Bank RTGS form?

To fill the Canara Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Canara Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a Canara Bank RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by Canara Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are Canara Bank RTGS charges at the branch?

Canara Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via Canara Bank Internet Banking and Canara ai1 app Charges are subject to change; verify the latest schedule at your Canara branch.

Canara Bank RTGS Form Online – Fill & Download PDF

Canara Bank is one of the oldest and largest nationalised banks in India, established in 1906 in Mangalore. With over 9,700 branches and 12,000+ ATMs, Canara Bank has a strong presence in South India and across the country. Canara Bank's fund transfer services including RTGS and NEFT are available at all core banking branches, and deposit slips follow RBI-prescribed formats.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

This transfer is valid for a single transaction.
The fund transfer will be governed by the Terms & Conditions given on our website.
Care is taken while filling the beneficiary account number & IFSC Code.
Transfer of an amount up to 49,999 in cash is permissible using this facility.
Valid ID proof must be given by the customer for cash payments above the permissible limit.
Please do not disclose your account details, internet user ID, and card/credit personal information to any person.
Do not fall prey to false promises; beware of fraudulent schemes.
I/We authorize Canara Bank to recover charges as may be applicable by debiting my account as mentioned above.
As per the RBI Circular dated October 14, 2010, transfer of funds through electronic mode will be executed only on the basis of the beneficiary's account number while initiating the transaction. The name will not be considered as a criterion for providing credit.
I understand that this facility is available only at select locations and banks covered under the Electronic Funds Transfer facility offered by RBI.

Disclaimer : AutoAOF is not official website of Canara Bank. It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://www.canarabank.com/. All logos, forms, and trademarks are property of Canara Bank.

Related Forms : Also explore our Canara Bank Cash Deposit Slip, Canara Bank NEFT Form, and Canara Bank Nomination Form.

Canara Bank RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via Canara Bank Internet Banking and Canara ai1 app

ⓘ All charges + 18% GST. Verify latest rates at canarabank.com.

How to Fill Canara Bank RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose Canara Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Canara Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does Canara Bank RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at Canara Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your Canara RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Canara Bank?: The minimum RTGS transfer amount at Canara Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Canara Bank RTGS form?: To fill the Canara Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Canara Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Canara Bank RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by Canara Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Canara Bank RTGS charges at the branch?: Canara Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via Canara Bank Internet Banking and Canara ai1 app Charges are subject to change; verify the latest schedule at your Canara branch.