How does Central Bank of India (CBI) RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at Central Bank of India (CBI) is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your CBI RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at Central Bank of India (CBI)?

The minimum RTGS transfer amount at Central Bank of India (CBI) is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the Central Bank of India (CBI) RTGS form?

To fill the Central Bank of India (CBI) RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Central Bank of India (CBI), RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a Central Bank of India (CBI) RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by Central Bank of India (CBI). Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are Central Bank of India (CBI) RTGS charges at the branch?

Central Bank of India (CBI) RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your CBI branch.

Central Bank of India (CBI) RTGS Form Online – Fill & Download PDF

Central Bank of India (CBI) is a public sector bank headquartered in Mumbai, established in 1911. It was the first Indian commercial bank to be wholly owned and managed by Indians. CBI operates over 4,600 branches pan-India, with strong presence in Madhya Pradesh, Uttar Pradesh, and Maharashtra. The bank offers RTGS, NEFT, IMPS, and deposit services at all core banking branches.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

This transfer is valid for a single transaction.
Due care must be taken while filling in the beneficiary account number and IFSC Code.
The transfer of an amount up to Rs. 49,999/- in cash is permissible using this facility.
A photo ID proof must be provided by non-customers for cash payments.
For transactions of Rs. 50 crore and above for non-individual customers, the LEI (Legal Entity Identifier) number of both the sender and receiver is mandatory as per RBI Circular RBI/2020-21/82 dated 05/01/2021.
We agree to abide by the Real-Time Gross Settlement (RTGS) guidelines, regulations, and rules issued by the Reserve Bank of India (RBI) from time to time, as well as the terms and conditions of the Central Bank of India.
We understand that, as per the RBI Circular dated October 14, 2010, credit will be based solely on the beneficiary's account number. The beneficiary's name will not be considered as a criterion for processing the credit.
Under normal circumstances, the beneficiary bank/branch will credit the beneficiary's account on the same day (i.e., on the date of this application) at the beneficiary's bank/branch center, subject to the RTGS guidelines, rules, and regulations of the RBI.

Disclaimer : AutoAOF is not official website of Central Bank of India (CBI). It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://www.centralbankofindia.co.in/. All logos, forms, and trademarks are property of Central Bank of India (CBI).

Central Bank of India (CBI) RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill Central Bank of India (CBI) RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose Central Bank of India (CBI). Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Central Bank of India (CBI) branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does Central Bank of India (CBI) RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at Central Bank of India (CBI) is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your CBI RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Central Bank of India (CBI)?: The minimum RTGS transfer amount at Central Bank of India (CBI) is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Central Bank of India (CBI) RTGS form?: To fill the Central Bank of India (CBI) RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Central Bank of India (CBI), RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Central Bank of India (CBI) RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by Central Bank of India (CBI). Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Central Bank of India (CBI) RTGS charges at the branch?: Central Bank of India (CBI) RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your CBI branch.