How does DCB Bank RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at DCB Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your DCB RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at DCB Bank?

The minimum RTGS transfer amount at DCB Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the DCB Bank RTGS form?

To fill the DCB Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at DCB Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a DCB Bank RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by DCB Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are DCB Bank RTGS charges at the branch?

DCB Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your DCB branch.

DCB Bank RTGS Form Online – Fill & Download PDF

DCB Bank (Development Credit Bank) is a private sector bank headquartered in Mumbai, established in 1930 and relaunched as a new-generation bank in 2008. DCB Bank operates 440+ branches across India with a focus on retail, agri, and MSME banking. Known for its innovative mortgage and agri loan products, DCB Bank offers RTGS, NEFT, and IMPS fund transfer services at all its core banking branches.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

It is understood that the remittance is sent at my/our own risk and responsibility, with no liability on the bank for any loss or damages arising from delay in transmission, delivery, non-delivery, errors, or misinterpretation of the message. The bank is also not responsible for issues caused by RBI RTGS/NEFT system unavailability, internal communication failures at the recipient bank, incorrect beneficiary details provided by me/us, or any other events beyond control.
I/We understand that the RTGS/NEFT request will be processed only if clear funds are available in my/our account at the time of processing.
I/We understand that RTGS/NEFT requests submitted after the cut-off time will be processed on the next working day.
I/We understand that the RTGS/NEFT request is subject to RBI regulations and guidelines governing such transactions.
I/We agree that the credit will be effected solely based on the beneficiary account number, and beneficiary name details will not be considered for processing the transaction.

Disclaimer : AutoAOF is not official website of DCB Bank. It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://www.dcbbank.com/. All logos, forms, and trademarks are property of DCB Bank.

Related Forms : Also explore our DCB Bank Cash Deposit Slip, DCB Bank NEFT Form, and DCB Bank Nomination Form.

DCB Bank RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill DCB Bank RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose DCB Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest DCB Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does DCB Bank RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at DCB Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your DCB RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at DCB Bank?: The minimum RTGS transfer amount at DCB Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the DCB Bank RTGS form?: To fill the DCB Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at DCB Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a DCB Bank RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by DCB Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are DCB Bank RTGS charges at the branch?: DCB Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your DCB branch.