How does Federal Bank RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at Federal Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your FEDERAL RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at Federal Bank?

The minimum RTGS transfer amount at Federal Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the Federal Bank RTGS form?

To fill the Federal Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Federal Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a Federal Bank RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by Federal Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are Federal Bank RTGS charges at the branch?

Federal Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your FEDERAL branch.

Federal Bank RTGS Form Online – Fill & Download PDF

Federal Bank is a leading private sector bank headquartered in Aluva, Kerala, established in 1931. The bank operates over 1,350 branches and 1,900+ ATMs, primarily serving South India with a growing pan-India presence. Federal Bank is widely known as the bank of Non-Resident Indians (NRIs) and handles a large volume of international remittances. It offers RTGS, NEFT, and IMPS services across all core banking branches.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

Customers shall be responsible for the accuracy of the particulars given in the Application form and Federal Bank will not be liable for any loss or damage arising on account of any error in the said data.
The Customer agrees that he/she is aware that there is a risk of non-payment to the beneficiary on the day of the transaction as far as RTGS/NEFT transactions are concerned. The same may be for any reason whatsoever, including a holiday at the beneficiary's branch.
Federal Bank will not be responsible for the loss, if any, that may be caused by the malfunctioning or breakdown of the computer systems of Federal Bank, computer network, telecommunication network, or any other equipment used in the RTGS/NEFT System or any force majeure.
Disclaimer: The customer/applicant is aware that the fund transfer/credit as per this request is effected to the beneficiary's account based solely on the account number of the beneficiary as furnished in the Application Form, and the name particulars of the beneficiary shall not be a criterion for effecting the fund transfer/credit.
The customer/applicant shall be responsible for ensuring the accuracy of the account number of the beneficiary furnished in the Application Form, and Federal Bank shall not be liable for any loss or damages suffered by the applicant/customer or any other person claiming through him/her/them on account of any error/mistake in the account number furnished in the Application Form.

Disclaimer : AutoAOF is not official website of Federal Bank. It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://www.federalbank.co.in/. All logos, forms, and trademarks are property of Federal Bank.

Related Forms : Also explore our Federal Bank Cash Deposit Slip, Federal Bank NEFT Form, and Federal Bank Nomination Form.

Federal Bank RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill Federal Bank RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose Federal Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Federal Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does Federal Bank RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at Federal Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your FEDERAL RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Federal Bank?: The minimum RTGS transfer amount at Federal Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Federal Bank RTGS form?: To fill the Federal Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Federal Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Federal Bank RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by Federal Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Federal Bank RTGS charges at the branch?: Federal Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your FEDERAL branch.