Gujrat Gramin Bank RTGS Form Online – Fill & Download PDF
Gujrat Gramin Bank is a regional rural bank in Gujarat, India. It provides a range of financial services including savings accounts, agricultural loans, and online fund transfer facilities like RTGS and NEFT.
Gujrat Gramin Bank RTGS— Branch Charges & Limits
Branch Service Charges
| ₹2L – ₹5 Lakh | ₹25 + GST |
|---|---|
| Above ₹5 Lakh | ₹50 + GST |
Transfer Details
✓ RTGS & NEFT are FREE via online/mobile banking
ⓘ All charges + 18% GST. Verify latest rates at your bank branch.
How to Fill Gujrat Gramin Bank RTGS Form Online
- Select Bank & Date: From the Bank Name dropdown, choose Gujrat Gramin Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
- Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
- Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
- Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
- Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Gujrat Gramin Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.
Frequently Asked Questions (FAQs)
How does Gujrat Gramin Bank RTGS fund transfer work?
RTGS (Real Time Gross Settlement) at Gujrat Gramin Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your Gujrat Gramin Bank RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Gujrat Gramin Bank?
The minimum RTGS transfer amount at Gujrat Gramin Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Gujrat Gramin Bank RTGS form?
To fill the Gujrat Gramin Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?
RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Gujrat Gramin Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Gujrat Gramin Bank RTGS transaction after submission?
No — RTGS transactions are irrevocable once processed by Gujrat Gramin Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Gujrat Gramin Bank RTGS charges at the branch?
Gujrat Gramin Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your Gujrat Gramin Bank branch.