What is NEFT and how does Punjab National Bank (PNB) NEFT transfer work?

NEFT (National Electronic Funds Transfer) at Punjab National Bank (PNB) is RBI's nationwide payment system for transferring funds between bank accounts. NEFT operates 24x7, 365 days a year including holidays. Transactions are settled in half-hourly batches. There is no minimum transfer amount for NEFT. With AutoAOF, you can fill your PNB NEFT form online and download a print-ready PDF in under 2 minutes.

What are Punjab National Bank (PNB) NEFT limits, charges, and timings?

Punjab National Bank (PNB) NEFT has no minimum transfer limit. NEFT is free when done via online or mobile banking. Branch NEFT charges vary by amount slab. Transactions are processed in 30-minute batches round the clock. Most transfers complete within 30–60 minutes of submission at any PNB branch.

What details are required to fill the Punjab National Bank (PNB) NEFT form?

To fill the Punjab National Bank (PNB) NEFT form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount, and (7) Branch name. AutoAOF auto-validates the IFSC and fills the Beneficiary Bank and Branch Name automatically.

What happens if an NEFT transaction fails? Is it safe?

If an NEFT transaction fails, the amount is automatically reversed and credited back to your account within 24–48 hours. NEFT is one of the safest payment methods in India, regulated directly by the Reserve Bank of India. All NEFT transfers are traceable with a unique UTR (Unique Transaction Reference) number. AutoAOF ensures all required fields are filled correctly to avoid rejections.

Can Punjab National Bank (PNB) NEFT be used for high-value or international transfers?

NEFT is only for domestic transfers within India between Indian bank accounts. There is no upper limit for NEFT transfers, but your account's per-day limit may apply. For high-value transfers above ₹2 lakh, RTGS is typically faster as it settles in real-time. For international transfers, you need SWIFT or wire transfers, which are separate from NEFT.

What are Punjab National Bank (PNB) NEFT charges at the branch?

Punjab National Bank (PNB) NEFT branch charges: Up to ₹10,000 — ₹2.25 + GST. ₹10,001 to ₹1 lakh — ₹4.75 + GST. ₹1 lakh to ₹2 lakh — ₹14.75 + GST. Above ₹2 lakh — ₹24.75 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via PNB Internet Banking and PNB ONE app Verify the latest rates at your PNB branch.

Punjab National Bank (PNB) NEFT Form Online – Fill & Download PDF

Punjab National Bank (PNB) is India's second-largest public sector bank, headquartered in New Delhi. Founded in 1894, PNB operates over 10,000 branches and 13,000+ ATMs across India. PNB processes millions of RTGS and NEFT transactions daily and is known for its wide rural and semi-urban banking reach. All PNB fund transfer and deposit forms are standardised as per RBI guidelines.

Bank Name*

Form Type*

Date*

Branch Name*

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Remitter Details

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

I agree that the credit to the beneficiary account shall be accorded on the next day if the beneficiary bank and beneficiary branch is closed on account of holiday. I hereby agree that the Bank will not be held responsible in any way for unexecuted RTGS Request for the reasons beyond the control of Punjab National Bank or Reserve Bank of India , or both.
I/We hereby confirm the correctness of the details like beneficiary name, account number, and IFSC code of the beneficiary bank branch.
As per RBI guidelines, credit to the beneficiary account will be processed solely based on the account number provided, irrespective of the beneficiary name.
I/We am/are aware that the bank will get the valid discharge if the amount is credited to the beneficiary account number mentioned in the RTGS/NEFT application. The bank shall not be liable for any loss arising due to an incorrect IFSC code or mismatch in the beneficiary name, including spelling variations.
I/We declare that I/we am/are authorized to request the bank for RTGS/NEFT facility, and all persons authorized to operate the mentioned accounts are also authorized to present the RTGS/NEFT fund transfer application form as per the existing mode of operation. Any changes in the mode of operation shall be duly informed to the bank.
I/We confirm that I/we have read the terms and conditions for the RTGS/NEFT facility available on the bank's official website and agree that the use of the RTGS/NEFT facility shall be subject to and governed by these terms and conditions.
I/We undertake to stay updated on any revision made by the bank regarding fees and/or other charges levied for providing access to or allowing the use of the RTGS/NEFT facility. The revised charges shall be notified by hosting the same on the bank's website.

Disclaimer : AutoAOF is not official website of Punjab National Bank (PNB). It is an independent platform created to help users easily fill and generate NEFT forms online. The official website of bank is https://www.pnbindia.in/. All logos, forms, and trademarks are property of Punjab National Bank (PNB).

Punjab National Bank (PNB) NEFT— Branch Charges & Limits

Branch Service Charges

Up to ₹10,000	₹2.25 + GST
₹10,001 – ₹1 Lakh	₹4.75 + GST
₹1 Lakh – ₹2 Lakh	₹14.75 + GST
Above ₹2 Lakh	₹24.75 + GST

Transfer Details

Min AmountNo minimum

SettlementWithin 30 minutes

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via PNB Internet Banking and PNB ONE app

ⓘ All charges + 18% GST. Verify latest rates at pnbindia.in.

How to Fill Punjab National Bank (PNB) NEFT Form Online

Select Bank & Date: From the Bank Name dropdown, choose Punjab National Bank (PNB). Verify the Form Type is set to NEFT. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount: Type the amount you wish to transfer. NEFT has no minimum transfer limit and works for any amount. NEFT settles in batches every 30 minutes, 24x7.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Punjab National Bank (PNB) branch. NEFT transactions are settled in the next available batch after submission.

Frequently Asked Questions (FAQs)

What is NEFT and how does Punjab National Bank (PNB) NEFT transfer work?: NEFT (National Electronic Funds Transfer) at Punjab National Bank (PNB) is RBI's nationwide payment system for transferring funds between bank accounts. NEFT operates 24x7, 365 days a year including holidays. Transactions are settled in half-hourly batches. There is no minimum transfer amount for NEFT. With AutoAOF, you can fill your PNB NEFT form online and download a print-ready PDF in under 2 minutes.
What are Punjab National Bank (PNB) NEFT limits, charges, and timings?: Punjab National Bank (PNB) NEFT has no minimum transfer limit. NEFT is free when done via online or mobile banking. Branch NEFT charges vary by amount slab. Transactions are processed in 30-minute batches round the clock. Most transfers complete within 30–60 minutes of submission at any PNB branch.
What details are required to fill the Punjab National Bank (PNB) NEFT form?: To fill the Punjab National Bank (PNB) NEFT form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount, and (7) Branch name. AutoAOF auto-validates the IFSC and fills the Beneficiary Bank and Branch Name automatically.
What happens if an NEFT transaction fails? Is it safe?: If an NEFT transaction fails, the amount is automatically reversed and credited back to your account within 24–48 hours. NEFT is one of the safest payment methods in India, regulated directly by the Reserve Bank of India. All NEFT transfers are traceable with a unique UTR (Unique Transaction Reference) number. AutoAOF ensures all required fields are filled correctly to avoid rejections.
Can Punjab National Bank (PNB) NEFT be used for high-value or international transfers?: NEFT is only for domestic transfers within India between Indian bank accounts. There is no upper limit for NEFT transfers, but your account's per-day limit may apply. For high-value transfers above ₹2 lakh, RTGS is typically faster as it settles in real-time. For international transfers, you need SWIFT or wire transfers, which are separate from NEFT.
What are Punjab National Bank (PNB) NEFT charges at the branch?: Punjab National Bank (PNB) NEFT branch charges: Up to ₹10,000 — ₹2.25 + GST. ₹10,001 to ₹1 lakh — ₹4.75 + GST. ₹1 lakh to ₹2 lakh — ₹14.75 + GST. Above ₹2 lakh — ₹24.75 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via PNB Internet Banking and PNB ONE app Verify the latest rates at your PNB branch.