How does Shivalik Small Finance Bank RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at Shivalik Small Finance Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your SHIVALIK RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at Shivalik Small Finance Bank?

The minimum RTGS transfer amount at Shivalik Small Finance Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the Shivalik Small Finance Bank RTGS form?

To fill the Shivalik Small Finance Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Shivalik Small Finance Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a Shivalik Small Finance Bank RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by Shivalik Small Finance Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are Shivalik Small Finance Bank RTGS charges at the branch?

Shivalik Small Finance Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your SHIVALIK branch.

Shivalik Small Finance Bank RTGS Form Online – Fill & Download PDF

Shivalik Small Finance Bank is headquartered in Saharanpur, Uttar Pradesh, and was converted from Shivalik Mercantile Co-operative Bank to become India's first co-operative bank to transition into a Small Finance Bank in 2021. With 35+ branches primarily in Uttar Pradesh and Uttarakhand, Shivalik SFB serves retail and MSME customers and provides RTGS, NEFT, and IMPS services at all its CBS-enabled branches.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

I/We authorize SHIVALIK BANK to carry out the RTGS/NEFT as per the provided details and debit my/our account for charges and taxes.
I/We confirm the beneficiary details including account number and IFSC code are correct and accept that the bank is not liable for errors in these details.
Credit will be effected solely on the beneficiary's account number; name will not be considered as per RBI guidelines.
RTGS/NEFT requests are subject to RBI regulations and may be delayed due to cut-off times or force majeure events.
Remitting Bank is not liable for any loss, delay, or error in transmission or action by the destination bank.
Each request is valid for a single transaction; cash transactions up to ₹50,000 (including charges) are permissible.
Non-account holders must present original ID and comply with KYC policies when making a request.
For non-customers, NEFT transaction limit including charges is ₹50,000; Indo-Nepal limit is ₹2,00,000 (non-cash) and ₹50,000 (cash).
This facility is only available at select locations and banks under the Electronic Funds Transfer system of RBI.
I/We have read and understood the NEFT procedural guidelines and agree to be bound by them.
Do not disclose account or personal banking details to anyone; beware of fraud and false promises.

Disclaimer : AutoAOF is not official website of Shivalik Small Finance Bank. It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://shivalikbank.com/. All logos, forms, and trademarks are property of Shivalik Small Finance Bank.

Shivalik Small Finance Bank RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill Shivalik Small Finance Bank RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose Shivalik Small Finance Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Shivalik Small Finance Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does Shivalik Small Finance Bank RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at Shivalik Small Finance Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your SHIVALIK RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Shivalik Small Finance Bank?: The minimum RTGS transfer amount at Shivalik Small Finance Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Shivalik Small Finance Bank RTGS form?: To fill the Shivalik Small Finance Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Shivalik Small Finance Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Shivalik Small Finance Bank RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by Shivalik Small Finance Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Shivalik Small Finance Bank RTGS charges at the branch?: Shivalik Small Finance Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your SHIVALIK branch.