How does South Indian Bank RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at South Indian Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your SOUTH INDIAN RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at South Indian Bank?

The minimum RTGS transfer amount at South Indian Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the South Indian Bank RTGS form?

To fill the South Indian Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at South Indian Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a South Indian Bank RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by South Indian Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are South Indian Bank RTGS charges at the branch?

South Indian Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your SOUTH INDIAN branch.

South Indian Bank RTGS Form Online – Fill & Download PDF

South Indian Bank is a private sector bank headquartered in Thrissur, Kerala, established in 1929. With 950+ branches primarily in Kerala and other South Indian states, South Indian Bank has a long heritage of serving coastal and NRI banking customers. South Indian Bank provides RTGS, NEFT, and IMPS fund transfer services and cash/cheque deposit facilities at all its CBS-enabled branches.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

This transfer is valid for a single transaction and will be governed by the terms and conditions available on our website www.southindianbank.com.
Ensure accuracy while entering the beneficiary account number and IFSC code. The bank is not responsible for errors in details provided by the sender.
Cash transfers up to ₹49,999 are permitted using this facility. Non-customers must provide a photo ID for cash payments above ₹10,000.
Do not share your account details, Internet banking credentials, ATM/Debit/Credit Card details, or personal information with anyone. Beware of fraudulent schemes.
By initiating this transfer, you authorize the bank to recover applicable charges by debiting your account.
As per the RBI circular dated October 14, 2010, fund transfers will be executed solely based on the beneficiary's account number. The name will not be considered for crediting funds.
This facility is available only at select locations and banks covered under RBI's Electronic Fund Transfer facility.

Disclaimer : AutoAOF is not official website of South Indian Bank. It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://www.southindianbank.com/. All logos, forms, and trademarks are property of South Indian Bank.

Related Forms : Also explore our South Indian Bank Cash Deposit Slip, South Indian Bank NEFT Form, and South Indian Bank Nomination Form.

South Indian Bank RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill South Indian Bank RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose South Indian Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest South Indian Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does South Indian Bank RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at South Indian Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your SOUTH INDIAN RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at South Indian Bank?: The minimum RTGS transfer amount at South Indian Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the South Indian Bank RTGS form?: To fill the South Indian Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at South Indian Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a South Indian Bank RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by South Indian Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are South Indian Bank RTGS charges at the branch?: South Indian Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your SOUTH INDIAN branch.