Tamilnad Mercantile Bank Limited RTGS Form Online – Fill & Download PDF
Tamilnad Mercantile Bank (TMB) is a private sector bank headquartered in Thoothukudi, Tamil Nadu, founded in 1921. TMB primarily serves South India with over 550 branches and 1,000+ ATMs, and is well known for its agricultural and retail lending. TMB supports RTGS, NEFT, and IMPS fund transfers at its core banking branches, operating under RBI's National Payments Corporation of India (NPCI) framework.
Tamilnad Mercantile Bank Limited RTGS— Branch Charges & Limits
Branch Service Charges
| ₹2L – ₹5 Lakh | ₹25 + GST |
|---|---|
| Above ₹5 Lakh | ₹50 + GST |
Transfer Details
✓ RTGS & NEFT are FREE via online/mobile banking
ⓘ All charges + 18% GST. Verify latest rates at your bank branch.
How to Fill Tamilnad Mercantile Bank Limited RTGS Form Online
- Select Bank & Date: From the Bank Name dropdown, choose Tamilnad Mercantile Bank Limited. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
- Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
- Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
- Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
- Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Tamilnad Mercantile Bank Limited branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.
Frequently Asked Questions (FAQs)
How does Tamilnad Mercantile Bank Limited RTGS fund transfer work?
RTGS (Real Time Gross Settlement) at Tamilnad Mercantile Bank Limited is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your TMB RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Tamilnad Mercantile Bank Limited?
The minimum RTGS transfer amount at Tamilnad Mercantile Bank Limited is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Tamilnad Mercantile Bank Limited RTGS form?
To fill the Tamilnad Mercantile Bank Limited RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?
RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Tamilnad Mercantile Bank Limited, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Tamilnad Mercantile Bank Limited RTGS transaction after submission?
No — RTGS transactions are irrevocable once processed by Tamilnad Mercantile Bank Limited. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Tamilnad Mercantile Bank Limited RTGS charges at the branch?
Tamilnad Mercantile Bank Limited RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your TMB branch.