What is NEFT and how does AU Small Finance Bank NEFT transfer work?

NEFT (National Electronic Funds Transfer) at AU Small Finance Bank is RBI's nationwide payment system for transferring funds between bank accounts. NEFT operates 24x7, 365 days a year including holidays. Transactions are settled in half-hourly batches. There is no minimum transfer amount for NEFT. With AutoAOF, you can fill your AU NEFT form online and download a print-ready PDF in under 2 minutes.

What are AU Small Finance Bank NEFT limits, charges, and timings?

AU Small Finance Bank NEFT has no minimum transfer limit. NEFT is free when done via online or mobile banking. Branch NEFT charges vary by amount slab. Transactions are processed in 30-minute batches round the clock. Most transfers complete within 30–60 minutes of submission at any AU branch.

What details are required to fill the AU Small Finance Bank NEFT form?

To fill the AU Small Finance Bank NEFT form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount, and (7) Branch name. AutoAOF auto-validates the IFSC and fills the Beneficiary Bank and Branch Name automatically.

What happens if an NEFT transaction fails? Is it safe?

If an NEFT transaction fails, the amount is automatically reversed and credited back to your account within 24–48 hours. NEFT is one of the safest payment methods in India, regulated directly by the Reserve Bank of India. All NEFT transfers are traceable with a unique UTR (Unique Transaction Reference) number. AutoAOF ensures all required fields are filled correctly to avoid rejections.

Can AU Small Finance Bank NEFT be used for high-value or international transfers?

NEFT is only for domestic transfers within India between Indian bank accounts. There is no upper limit for NEFT transfers, but your account's per-day limit may apply. For high-value transfers above ₹2 lakh, RTGS is typically faster as it settles in real-time. For international transfers, you need SWIFT or wire transfers, which are separate from NEFT.

What are AU Small Finance Bank NEFT charges at the branch?

AU Small Finance Bank NEFT branch charges: Up to ₹10,000 — ₹2.25 + GST. ₹10,001 to ₹1 lakh — ₹4.75 + GST. ₹1 lakh to ₹2 lakh — ₹14.75 + GST. Above ₹2 lakh — ₹24.75 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Verify the latest rates at your AU branch.

AU Small Finance Bank NEFT Form Online – Fill & Download PDF

AU Small Finance Bank, headquartered in Jaipur, Rajasthan, was founded in 1996 as a non-banking finance company and transitioned into a small finance bank in 2017. As India's largest small finance bank, it operates over 1,000 banking outlets across 21 states and 3 union territories. AU SFB is widely respected for its retail-focused approach and offers seamless RTGS, NEFT, and IMPS services alongside innovative digital banking solutions for individuals and small businesses.

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Form Type*

Date*

Branch Name*

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Remitter Details

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

I/We authorize AU Small Finance Bank Ltd to carry out the RTGS/NEFT transaction as per the details mentioned above.
I/We confirm that the IFSC code and beneficiary account details provided are correct and acknowledge that AU Small Finance Bank accepts no liability for any consequences arising from erroneous details provided by me/us.
I/We agree that credit will be affected solely based on the beneficiary account number, and the beneficiary name will not be used for verification.
I/We authorize the bank to debit my/our account for applicable charges and taxes related to this transaction.
I/We understand that instructions submitted after the cut-off time will be processed in the next batch or on the next working day.
For non-AU Small Finance Bank Ltd. customers, the maximum limit for NEFT transactions, including charges, is INR 50,000. In case of Indo-Nepal transactions, the maximum limit is INR 50,000, with KYC documentation required for non-customers.
I/We acknowledge that the remitting bank is not liable for any loss or damage arising from transmission delays, errors, omissions, or actions by the destination bank.
LEI is mandatory for all non-individual remitters/beneficiaries for NEFT and RTGS transactions of Rs. 50 crores and above.
I/We agree to the terms and conditions of AU Small Finance Bank Ltd. as mentioned on the website www.aubank.in.
This transfer is valid for a single transaction only.
The RTGS/NEFT transaction is subject to RBI regulations and guidelines.
Non-customers must provide original ID proof for cash payments exceeding INR 50,000.
I/We understand that this facility is available only at select locations and banks covered under the Electronic Funds Transfer facility.

Disclaimer : AutoAOF is not official website of AU Small Finance Bank. It is an independent platform created to help users easily fill and generate NEFT forms online. The official website of bank is https://www.aubank.in/. All logos, forms, and trademarks are property of AU Small Finance Bank.

Related Forms : Also explore our AU Small Finance Bank Cash Deposit Slip, AU Small Finance Bank RTGS Form, and AU Small Finance Bank Nomination Form.

AU Small Finance Bank NEFT— Branch Charges & Limits

Branch Service Charges

Up to ₹10,000	₹2.25 + GST
₹10,001 – ₹1 Lakh	₹4.75 + GST
₹1 Lakh – ₹2 Lakh	₹14.75 + GST
Above ₹2 Lakh	₹24.75 + GST

Transfer Details

Min AmountNo minimum

SettlementWithin 30 minutes

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill AU Small Finance Bank NEFT Form Online

Select Bank & Date: From the Bank Name dropdown, choose AU Small Finance Bank. Verify the Form Type is set to NEFT. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount: Type the amount you wish to transfer. NEFT has no minimum transfer limit and works for any amount. NEFT settles in batches every 30 minutes, 24x7.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest AU Small Finance Bank branch. NEFT transactions are settled in the next available batch after submission.

Frequently Asked Questions (FAQs)

What is NEFT and how does AU Small Finance Bank NEFT transfer work?: NEFT (National Electronic Funds Transfer) at AU Small Finance Bank is RBI's nationwide payment system for transferring funds between bank accounts. NEFT operates 24x7, 365 days a year including holidays. Transactions are settled in half-hourly batches. There is no minimum transfer amount for NEFT. With AutoAOF, you can fill your AU NEFT form online and download a print-ready PDF in under 2 minutes.
What are AU Small Finance Bank NEFT limits, charges, and timings?: AU Small Finance Bank NEFT has no minimum transfer limit. NEFT is free when done via online or mobile banking. Branch NEFT charges vary by amount slab. Transactions are processed in 30-minute batches round the clock. Most transfers complete within 30–60 minutes of submission at any AU branch.
What details are required to fill the AU Small Finance Bank NEFT form?: To fill the AU Small Finance Bank NEFT form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount, and (7) Branch name. AutoAOF auto-validates the IFSC and fills the Beneficiary Bank and Branch Name automatically.
What happens if an NEFT transaction fails? Is it safe?: If an NEFT transaction fails, the amount is automatically reversed and credited back to your account within 24–48 hours. NEFT is one of the safest payment methods in India, regulated directly by the Reserve Bank of India. All NEFT transfers are traceable with a unique UTR (Unique Transaction Reference) number. AutoAOF ensures all required fields are filled correctly to avoid rejections.
Can AU Small Finance Bank NEFT be used for high-value or international transfers?: NEFT is only for domestic transfers within India between Indian bank accounts. There is no upper limit for NEFT transfers, but your account's per-day limit may apply. For high-value transfers above ₹2 lakh, RTGS is typically faster as it settles in real-time. For international transfers, you need SWIFT or wire transfers, which are separate from NEFT.
What are AU Small Finance Bank NEFT charges at the branch?: AU Small Finance Bank NEFT branch charges: Up to ₹10,000 — ₹2.25 + GST. ₹10,001 to ₹1 lakh — ₹4.75 + GST. ₹1 lakh to ₹2 lakh — ₹14.75 + GST. Above ₹2 lakh — ₹24.75 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Verify the latest rates at your AU branch.