How does AU Small Finance Bank RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at AU Small Finance Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your AU RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at AU Small Finance Bank?

The minimum RTGS transfer amount at AU Small Finance Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the AU Small Finance Bank RTGS form?

To fill the AU Small Finance Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at AU Small Finance Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a AU Small Finance Bank RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by AU Small Finance Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are AU Small Finance Bank RTGS charges at the branch?

AU Small Finance Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your AU branch.

AU Small Finance Bank RTGS Form Online – Fill & Download PDF

AU Small Finance Bank, headquartered in Jaipur, Rajasthan, was founded in 1996 as a non-banking finance company and transitioned into a small finance bank in 2017. As India's largest small finance bank, it operates over 1,000 banking outlets across 21 states and 3 union territories. AU SFB is widely respected for its retail-focused approach and offers seamless RTGS, NEFT, and IMPS services alongside innovative digital banking solutions for individuals and small businesses.

Use Saved Accounts Pro Feature

Select your saved accounts and auto-fill the form in one click

Saved Remitter Account

Saved Beneficiary Account

New here? Login or create an account to save your accounts and save time.

Work 10x Faster with Pro

Save unlimited remitter accounts
Save unlimited beneficiary accounts
One-click form filling
Generate in under 10 seconds

Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

IFSC found!Save this beneficiary to your free Address Book — skip this lookup forever.

Save account

Form downloaded! ✓

Next time, fill this in 5 seconds — save your remitter & beneficiary accounts once, reuse them forever. Free to start.

Get started — free

Important Guidelines

I/We authorize AU Small Finance Bank Ltd to carry out the RTGS/NEFT transaction as per the details mentioned above.
I/We confirm that the IFSC code and beneficiary account details provided are correct and acknowledge that AU Small Finance Bank accepts no liability for any consequences arising from erroneous details provided by me/us.
I/We agree that credit will be affected solely based on the beneficiary account number, and the beneficiary name will not be used for verification.
I/We authorize the bank to debit my/our account for applicable charges and taxes related to this transaction.
I/We understand that instructions submitted after the cut-off time will be processed in the next batch or on the next working day.
For non-AU Small Finance Bank Ltd. customers, the maximum limit for NEFT transactions, including charges, is INR 50,000. In case of Indo-Nepal transactions, the maximum limit is INR 50,000, with KYC documentation required for non-customers.
I/We acknowledge that the remitting bank is not liable for any loss or damage arising from transmission delays, errors, omissions, or actions by the destination bank.
LEI is mandatory for all non-individual remitters/beneficiaries for NEFT and RTGS transactions of Rs. 50 crores and above.
I/We agree to the terms and conditions of AU Small Finance Bank Ltd. as mentioned on the website www.aubank.in.
This transfer is valid for a single transaction only.
The RTGS/NEFT transaction is subject to RBI regulations and guidelines.
Non-customers must provide original ID proof for cash payments exceeding INR 50,000.
I/We understand that this facility is available only at select locations and banks covered under the Electronic Funds Transfer facility.

Disclaimer : AutoAOF is not official website of AU Small Finance Bank. It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://www.aubank.in/. All logos, forms, and trademarks are property of AU Small Finance Bank.

Related Forms : Also explore our AU Small Finance Bank Cash Deposit Slip, AU Small Finance Bank NEFT Form, and AU Small Finance Bank Nomination Form.

AU Small Finance Bank RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill AU Small Finance Bank RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose AU Small Finance Bank. Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest AU Small Finance Bank branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does AU Small Finance Bank RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at AU Small Finance Bank is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your AU RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at AU Small Finance Bank?: The minimum RTGS transfer amount at AU Small Finance Bank is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the AU Small Finance Bank RTGS form?: To fill the AU Small Finance Bank RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at AU Small Finance Bank, RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a AU Small Finance Bank RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by AU Small Finance Bank. Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are AU Small Finance Bank RTGS charges at the branch?: AU Small Finance Bank RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your AU branch.