What is NEFT and how does Punjab & Sind Bank (PSB) NEFT transfer work?

NEFT (National Electronic Funds Transfer) at Punjab & Sind Bank (PSB) is RBI's nationwide payment system for transferring funds between bank accounts. NEFT operates 24x7, 365 days a year including holidays. Transactions are settled in half-hourly batches. There is no minimum transfer amount for NEFT. With AutoAOF, you can fill your PSB NEFT form online and download a print-ready PDF in under 2 minutes.

What are Punjab & Sind Bank (PSB) NEFT limits, charges, and timings?

Punjab & Sind Bank (PSB) NEFT has no minimum transfer limit. NEFT is free when done via online or mobile banking. Branch NEFT charges vary by amount slab. Transactions are processed in 30-minute batches round the clock. Most transfers complete within 30–60 minutes of submission at any PSB branch.

What details are required to fill the Punjab & Sind Bank (PSB) NEFT form?

To fill the Punjab & Sind Bank (PSB) NEFT form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount, and (7) Branch name. AutoAOF auto-validates the IFSC and fills the Beneficiary Bank and Branch Name automatically.

What happens if an NEFT transaction fails? Is it safe?

If an NEFT transaction fails, the amount is automatically reversed and credited back to your account within 24–48 hours. NEFT is one of the safest payment methods in India, regulated directly by the Reserve Bank of India. All NEFT transfers are traceable with a unique UTR (Unique Transaction Reference) number. AutoAOF ensures all required fields are filled correctly to avoid rejections.

Can Punjab & Sind Bank (PSB) NEFT be used for high-value or international transfers?

NEFT is only for domestic transfers within India between Indian bank accounts. There is no upper limit for NEFT transfers, but your account's per-day limit may apply. For high-value transfers above ₹2 lakh, RTGS is typically faster as it settles in real-time. For international transfers, you need SWIFT or wire transfers, which are separate from NEFT.

What are Punjab & Sind Bank (PSB) NEFT charges at the branch?

Punjab & Sind Bank (PSB) NEFT branch charges: Up to ₹10,000 — ₹2.25 + GST. ₹10,001 to ₹1 lakh — ₹4.75 + GST. ₹1 lakh to ₹2 lakh — ₹14.75 + GST. Above ₹2 lakh — ₹24.75 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Verify the latest rates at your PSB branch.

Punjab & Sind Bank (PSB) NEFT Form Online – Fill & Download PDF

Punjab & Sind Bank (PSB) is a nationalised bank headquartered in New Delhi, established in 1908. Originally founded by Sikh leaders to serve agricultural communities in Punjab, PSB now operates over 1,500 branches across India. PSB is particularly present in Punjab, Haryana, Delhi, and Rajasthan, and provides RTGS, NEFT, and IMPS fund transfer services along with cash and cheque deposit facilities at all its branches.

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Form Type*

Date*

Branch Name*

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Remitter Details

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

This transfer is valid for a single transaction.
The fund transfer will be governed by the terms and conditions provided on our website: punjabandsindbank.co.in.
Due care must be taken while filling in the beneficiary account number and IFSC Code.
The transfer of an amount up to Rs. 49,999 in cash is permissible using this facility.
A photo ID proof must be provided by non-customers for cash payments above the specified limit.
Please do not disclose your account details, internet banking credentials, user ID, passwords, ATM/debit card details, credit card details, mobile banking credentials, or any personal information.
Do not fall prey to false promises. Beware of dubious schemes.
I/We authorize Punjab and Sind Bank to recover charges as may be applicable by debiting my/our account as mentioned above.
I/We understand that, as per the RBI Circular dated October 14, 2010, the transfer of funds through electronic mode will be executed solely based on the transaction details. The beneficiary's name will NOT be considered as a criterion for providing credit.
I/We understand that this facility is available only at select locations and banks covered under the Electronic Funds Transfer facility offered by the RBI.

Disclaimer : AutoAOF is not official website of Punjab & Sind Bank (PSB). It is an independent platform created to help users easily fill and generate NEFT forms online. The official website of bank is https://punjabandsindbank.co.in/. All logos, forms, and trademarks are property of Punjab & Sind Bank (PSB).

Punjab & Sind Bank (PSB) NEFT— Branch Charges & Limits

Branch Service Charges

Up to ₹10,000	₹2.25 + GST
₹10,001 – ₹1 Lakh	₹4.75 + GST
₹1 Lakh – ₹2 Lakh	₹14.75 + GST
Above ₹2 Lakh	₹24.75 + GST

Transfer Details

Min AmountNo minimum

SettlementWithin 30 minutes

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill Punjab & Sind Bank (PSB) NEFT Form Online

Select Bank & Date: From the Bank Name dropdown, choose Punjab & Sind Bank (PSB). Verify the Form Type is set to NEFT. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount: Type the amount you wish to transfer. NEFT has no minimum transfer limit and works for any amount. NEFT settles in batches every 30 minutes, 24x7.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Punjab & Sind Bank (PSB) branch. NEFT transactions are settled in the next available batch after submission.

Frequently Asked Questions (FAQs)

What is NEFT and how does Punjab & Sind Bank (PSB) NEFT transfer work?: NEFT (National Electronic Funds Transfer) at Punjab & Sind Bank (PSB) is RBI's nationwide payment system for transferring funds between bank accounts. NEFT operates 24x7, 365 days a year including holidays. Transactions are settled in half-hourly batches. There is no minimum transfer amount for NEFT. With AutoAOF, you can fill your PSB NEFT form online and download a print-ready PDF in under 2 minutes.
What are Punjab & Sind Bank (PSB) NEFT limits, charges, and timings?: Punjab & Sind Bank (PSB) NEFT has no minimum transfer limit. NEFT is free when done via online or mobile banking. Branch NEFT charges vary by amount slab. Transactions are processed in 30-minute batches round the clock. Most transfers complete within 30–60 minutes of submission at any PSB branch.
What details are required to fill the Punjab & Sind Bank (PSB) NEFT form?: To fill the Punjab & Sind Bank (PSB) NEFT form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount, and (7) Branch name. AutoAOF auto-validates the IFSC and fills the Beneficiary Bank and Branch Name automatically.
What happens if an NEFT transaction fails? Is it safe?: If an NEFT transaction fails, the amount is automatically reversed and credited back to your account within 24–48 hours. NEFT is one of the safest payment methods in India, regulated directly by the Reserve Bank of India. All NEFT transfers are traceable with a unique UTR (Unique Transaction Reference) number. AutoAOF ensures all required fields are filled correctly to avoid rejections.
Can Punjab & Sind Bank (PSB) NEFT be used for high-value or international transfers?: NEFT is only for domestic transfers within India between Indian bank accounts. There is no upper limit for NEFT transfers, but your account's per-day limit may apply. For high-value transfers above ₹2 lakh, RTGS is typically faster as it settles in real-time. For international transfers, you need SWIFT or wire transfers, which are separate from NEFT.
What are Punjab & Sind Bank (PSB) NEFT charges at the branch?: Punjab & Sind Bank (PSB) NEFT branch charges: Up to ₹10,000 — ₹2.25 + GST. ₹10,001 to ₹1 lakh — ₹4.75 + GST. ₹1 lakh to ₹2 lakh — ₹14.75 + GST. Above ₹2 lakh — ₹24.75 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Verify the latest rates at your PSB branch.