How does Punjab & Sind Bank (PSB) RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at Punjab & Sind Bank (PSB) is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your PSB RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at Punjab & Sind Bank (PSB)?

The minimum RTGS transfer amount at Punjab & Sind Bank (PSB) is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the Punjab & Sind Bank (PSB) RTGS form?

To fill the Punjab & Sind Bank (PSB) RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Punjab & Sind Bank (PSB), RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a Punjab & Sind Bank (PSB) RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by Punjab & Sind Bank (PSB). Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are Punjab & Sind Bank (PSB) RTGS charges at the branch?

Punjab & Sind Bank (PSB) RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your PSB branch.

Punjab & Sind Bank (PSB) RTGS Form Online – Fill & Download PDF

Punjab & Sind Bank (PSB) is a nationalised bank headquartered in New Delhi, established in 1908. Originally founded by Sikh leaders to serve agricultural communities in Punjab, PSB now operates over 1,500 branches across India. PSB is particularly present in Punjab, Haryana, Delhi, and Rajasthan, and provides RTGS, NEFT, and IMPS fund transfer services along with cash and cheque deposit facilities at all its branches.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Important Guidelines

This transfer is valid for a single transaction.
The fund transfer will be governed by the terms and conditions provided on our website: punjabandsindbank.co.in.
Due care must be taken while filling in the beneficiary account number and IFSC Code.
The transfer of an amount up to Rs. 49,999 in cash is permissible using this facility.
A photo ID proof must be provided by non-customers for cash payments above the specified limit.
Please do not disclose your account details, internet banking credentials, user ID, passwords, ATM/debit card details, credit card details, mobile banking credentials, or any personal information.
Do not fall prey to false promises. Beware of dubious schemes.
I/We authorize Punjab and Sind Bank to recover charges as may be applicable by debiting my/our account as mentioned above.
I/We understand that, as per the RBI Circular dated October 14, 2010, the transfer of funds through electronic mode will be executed solely based on the transaction details. The beneficiary's name will NOT be considered as a criterion for providing credit.
I/We understand that this facility is available only at select locations and banks covered under the Electronic Funds Transfer facility offered by the RBI.

Disclaimer : AutoAOF is not official website of Punjab & Sind Bank (PSB). It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://punjabandsindbank.co.in/. All logos, forms, and trademarks are property of Punjab & Sind Bank (PSB).

Punjab & Sind Bank (PSB) RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via online/mobile banking

ⓘ All charges + 18% GST. Verify latest rates at your bank branch.

How to Fill Punjab & Sind Bank (PSB) RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose Punjab & Sind Bank (PSB). Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Punjab & Sind Bank (PSB) branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does Punjab & Sind Bank (PSB) RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at Punjab & Sind Bank (PSB) is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your PSB RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Punjab & Sind Bank (PSB)?: The minimum RTGS transfer amount at Punjab & Sind Bank (PSB) is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Punjab & Sind Bank (PSB) RTGS form?: To fill the Punjab & Sind Bank (PSB) RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Punjab & Sind Bank (PSB), RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Punjab & Sind Bank (PSB) RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by Punjab & Sind Bank (PSB). Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Punjab & Sind Bank (PSB) RTGS charges at the branch?: Punjab & Sind Bank (PSB) RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via online/mobile banking Charges are subject to change; verify the latest schedule at your PSB branch.