What is NEFT and how does Union Bank of India (UBI) NEFT transfer work?

NEFT (National Electronic Funds Transfer) at Union Bank of India (UBI) is RBI's nationwide payment system for transferring funds between bank accounts. NEFT operates 24x7, 365 days a year including holidays. Transactions are settled in half-hourly batches. There is no minimum transfer amount for NEFT. With AutoAOF, you can fill your UBI NEFT form online and download a print-ready PDF in under 2 minutes.

What are Union Bank of India (UBI) NEFT limits, charges, and timings?

Union Bank of India (UBI) NEFT has no minimum transfer limit. NEFT is free when done via online or mobile banking. Branch NEFT charges vary by amount slab. Transactions are processed in 30-minute batches round the clock. Most transfers complete within 30–60 minutes of submission at any UBI branch.

What details are required to fill the Union Bank of India (UBI) NEFT form?

To fill the Union Bank of India (UBI) NEFT form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount, and (7) Branch name. AutoAOF auto-validates the IFSC and fills the Beneficiary Bank and Branch Name automatically.

What happens if an NEFT transaction fails? Is it safe?

If an NEFT transaction fails, the amount is automatically reversed and credited back to your account within 24–48 hours. NEFT is one of the safest payment methods in India, regulated directly by the Reserve Bank of India. All NEFT transfers are traceable with a unique UTR (Unique Transaction Reference) number. AutoAOF ensures all required fields are filled correctly to avoid rejections.

Can Union Bank of India (UBI) NEFT be used for high-value or international transfers?

NEFT is only for domestic transfers within India between Indian bank accounts. There is no upper limit for NEFT transfers, but your account's per-day limit may apply. For high-value transfers above ₹2 lakh, RTGS is typically faster as it settles in real-time. For international transfers, you need SWIFT or wire transfers, which are separate from NEFT.

What are Union Bank of India (UBI) NEFT charges at the branch?

Union Bank of India (UBI) NEFT branch charges: Up to ₹10,000 — ₹2.25 + GST. ₹10,001 to ₹1 lakh — ₹4.75 + GST. ₹1 lakh to ₹2 lakh — ₹14.75 + GST. Above ₹2 lakh — ₹24.75 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via Union Bank Internet Banking and Union Mobile app Verify the latest rates at your UBI branch.

Union Bank of India (UBI) NEFT Form Online – Fill & Download PDF

Union Bank of India (UBI) is a major public sector bank headquartered in Mumbai, formed by the merger of Corporation Bank and Andhra Bank into Union Bank of India in 2020. UBI operates over 8,700 branches and 11,700+ ATMs across India, making it one of the country's largest public sector banks. UBI provides RTGS, NEFT, IMPS fund transfers and all standard deposit services at its core banking branches.

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Remitter Details

Remitter Name*

Remitter Account Number*

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Beneficiary Account Number*

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Disclaimer : AutoAOF is not official website of Union Bank of India (UBI). It is an independent platform created to help users easily fill and generate NEFT forms online. The official website of bank is https://www.unionbankofindia.co.in/. All logos, forms, and trademarks are property of Union Bank of India (UBI).

Union Bank of India (UBI) NEFT— Branch Charges & Limits

Branch Service Charges

Up to ₹10,000	₹2.25 + GST
₹10,001 – ₹1 Lakh	₹4.75 + GST
₹1 Lakh – ₹2 Lakh	₹14.75 + GST
Above ₹2 Lakh	₹24.75 + GST

Transfer Details

Min AmountNo minimum

SettlementWithin 30 minutes

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via Union Bank Internet Banking and Union Mobile app

ⓘ All charges + 18% GST. Verify latest rates at unionbankofindia.co.in.

How to Fill Union Bank of India (UBI) NEFT Form Online

Select Bank & Date: From the Bank Name dropdown, choose Union Bank of India (UBI). Verify the Form Type is set to NEFT. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount: Type the amount you wish to transfer. NEFT has no minimum transfer limit and works for any amount. NEFT settles in batches every 30 minutes, 24x7.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Union Bank of India (UBI) branch. NEFT transactions are settled in the next available batch after submission.

Frequently Asked Questions (FAQs)

What is NEFT and how does Union Bank of India (UBI) NEFT transfer work?: NEFT (National Electronic Funds Transfer) at Union Bank of India (UBI) is RBI's nationwide payment system for transferring funds between bank accounts. NEFT operates 24x7, 365 days a year including holidays. Transactions are settled in half-hourly batches. There is no minimum transfer amount for NEFT. With AutoAOF, you can fill your UBI NEFT form online and download a print-ready PDF in under 2 minutes.
What are Union Bank of India (UBI) NEFT limits, charges, and timings?: Union Bank of India (UBI) NEFT has no minimum transfer limit. NEFT is free when done via online or mobile banking. Branch NEFT charges vary by amount slab. Transactions are processed in 30-minute batches round the clock. Most transfers complete within 30–60 minutes of submission at any UBI branch.
What details are required to fill the Union Bank of India (UBI) NEFT form?: To fill the Union Bank of India (UBI) NEFT form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount, and (7) Branch name. AutoAOF auto-validates the IFSC and fills the Beneficiary Bank and Branch Name automatically.
What happens if an NEFT transaction fails? Is it safe?: If an NEFT transaction fails, the amount is automatically reversed and credited back to your account within 24–48 hours. NEFT is one of the safest payment methods in India, regulated directly by the Reserve Bank of India. All NEFT transfers are traceable with a unique UTR (Unique Transaction Reference) number. AutoAOF ensures all required fields are filled correctly to avoid rejections.
Can Union Bank of India (UBI) NEFT be used for high-value or international transfers?: NEFT is only for domestic transfers within India between Indian bank accounts. There is no upper limit for NEFT transfers, but your account's per-day limit may apply. For high-value transfers above ₹2 lakh, RTGS is typically faster as it settles in real-time. For international transfers, you need SWIFT or wire transfers, which are separate from NEFT.
What are Union Bank of India (UBI) NEFT charges at the branch?: Union Bank of India (UBI) NEFT branch charges: Up to ₹10,000 — ₹2.25 + GST. ₹10,001 to ₹1 lakh — ₹4.75 + GST. ₹1 lakh to ₹2 lakh — ₹14.75 + GST. Above ₹2 lakh — ₹24.75 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via Union Bank Internet Banking and Union Mobile app Verify the latest rates at your UBI branch.