How does Union Bank of India (UBI) RTGS fund transfer work?

RTGS (Real Time Gross Settlement) at Union Bank of India (UBI) is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your UBI RTGS form online and download a print-ready PDF in under 2 minutes.

What is the minimum and maximum RTGS limit at Union Bank of India (UBI)?

The minimum RTGS transfer amount at Union Bank of India (UBI) is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.

What details are required to fill the Union Bank of India (UBI) RTGS form?

To fill the Union Bank of India (UBI) RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.

What is the difference between RTGS, NEFT, and IMPS?

RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Union Bank of India (UBI), RTGS is the most reliable method as funds reach the beneficiary instantly.

Can I cancel a Union Bank of India (UBI) RTGS transaction after submission?

No — RTGS transactions are irrevocable once processed by Union Bank of India (UBI). Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.

What are Union Bank of India (UBI) RTGS charges at the branch?

Union Bank of India (UBI) RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via Union Bank Internet Banking and Union Mobile app Charges are subject to change; verify the latest schedule at your UBI branch.

Union Bank of India (UBI) RTGS Form Online – Fill & Download PDF

Union Bank of India (UBI) is a major public sector bank headquartered in Mumbai, formed by the merger of Corporation Bank and Andhra Bank into Union Bank of India in 2020. UBI operates over 8,700 branches and 11,700+ ATMs across India, making it one of the country's largest public sector banks. UBI provides RTGS, NEFT, IMPS fund transfers and all standard deposit services at its core banking branches.

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Remitter Details

Bank Name*

Form Type*

Date*

Branch Name*

Remitter Name*

Remitter Account Number*

Remitter Mobile Number*

Cheque Number

Cheque Date

Amount*

Beneficiary Details

Beneficiary Name*

Beneficiary Account Number*

IFSC Code*

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Disclaimer : AutoAOF is not official website of Union Bank of India (UBI). It is an independent platform created to help users easily fill and generate RTGS forms online. The official website of bank is https://www.unionbankofindia.co.in/. All logos, forms, and trademarks are property of Union Bank of India (UBI).

Union Bank of India (UBI) RTGS— Branch Charges & Limits

Branch Service Charges

₹2L – ₹5 Lakh	₹25 + GST
Above ₹5 Lakh	₹50 + GST

Transfer Details

Min Amount₹2,00,000

SettlementReal-time (instant)

Availability24x7 (online & mobile banking)

Branch NoteBranch: subject to standard working hours

✓ RTGS & NEFT are FREE via Union Bank Internet Banking and Union Mobile app

ⓘ All charges + 18% GST. Verify latest rates at unionbankofindia.co.in.

How to Fill Union Bank of India (UBI) RTGS Form Online

Select Bank & Date: From the Bank Name dropdown, choose Union Bank of India (UBI). Verify the Form Type is set to RTGS. Enter today's date and the Branch Name where you will submit the form.
Fill Remitter Details: Enter your full name as it appears on your bank account, your Account Number, and your registered Mobile Number. Optionally enter the Cheque Number and Cheque Date if paying by cheque.
Enter Transfer Amount (Min ₹2 Lakh): Type the amount you wish to transfer in the Amount field. RTGS requires a minimum of ₹2,00,000. If you enter an amount below ₹2 lakh, the form will automatically switch to NEFT.
Fill Beneficiary Account & IFSC: Enter the beneficiary's full name, their Account Number, and their bank's 11-character IFSC Code. AutoAOF will automatically validate the IFSC and fill in the Beneficiary Bank and Branch Name.
Download & Submit at Branch: Click the Download button to get a print-ready PDF. Print the form, sign it, and submit it at your nearest Union Bank of India (UBI) branch. Ensure all details are correct before submission — RTGS transactions are irrevocable once processed.

Frequently Asked Questions (FAQs)

How does Union Bank of India (UBI) RTGS fund transfer work?: RTGS (Real Time Gross Settlement) at Union Bank of India (UBI) is a real-time, gross settlement system for high-value transactions above ₹2 lakh. Each transaction is settled individually and immediately — unlike NEFT which uses batch processing. RTGS operates 24x7, 365 days a year. With AutoAOF, you can fill your UBI RTGS form online and download a print-ready PDF in under 2 minutes.
What is the minimum and maximum RTGS limit at Union Bank of India (UBI)?: The minimum RTGS transfer amount at Union Bank of India (UBI) is ₹2,00,000 (₹2 lakh) as mandated by RBI. There is no maximum limit for RTGS transactions, though your account's per-day limit may apply. Amounts below ₹2 lakh are automatically processed via NEFT. AutoAOF detects this automatically and switches the form type.
What details are required to fill the Union Bank of India (UBI) RTGS form?: To fill the Union Bank of India (UBI) RTGS form, you need: (1) Your full name and account number (Remitter), (2) Your registered mobile number, (3) Beneficiary's full name, (4) Beneficiary's account number, (5) Beneficiary bank's 11-character IFSC code, (6) Transfer amount (minimum ₹2 lakh), and (7) Branch name. AutoAOF auto-validates the IFSC and fills the bank and branch name for you.
What is the difference between RTGS, NEFT, and IMPS?: RTGS is for high-value transfers (₹2 lakh and above) with real-time settlement — ideal for large property payments or business transfers. NEFT works for any amount, settles in 30-minute batches, and is free online. IMPS is instant for smaller amounts (up to ₹5 lakh). For large payments at Union Bank of India (UBI), RTGS is the most reliable method as funds reach the beneficiary instantly.
Can I cancel a Union Bank of India (UBI) RTGS transaction after submission?: No — RTGS transactions are irrevocable once processed by Union Bank of India (UBI). Always verify the beneficiary account number, IFSC code, and amount before submitting. If the transaction fails due to an incorrect beneficiary account, the funds are automatically reversed to your account within 2 hours. AutoAOF's IFSC validation helps prevent errors before you print the form.
What are Union Bank of India (UBI) RTGS charges at the branch?: Union Bank of India (UBI) RTGS charges at branch: For ₹2 lakh to ₹5 lakh — ₹25 + GST. For above ₹5 lakh — ₹50 + GST. All charges are subject to 18% GST. RTGS & NEFT are FREE via Union Bank Internet Banking and Union Mobile app Charges are subject to change; verify the latest schedule at your UBI branch.